Car subscriptions for South Africans
An alternative to vehicle finance. Drive the car you need for 24 months on one monthly amount, with comprehensive insurance, warranty, tracking and roadside assistance included, and no bank loan behind it.
Why Flexi Drive exists
Getting a car through the bank means a loan over several years, interest that moves with the rates, often a balloon payment at the end, and insurance you arrange and pay for separately.
Flexi Drive is a subscription instead. You choose a car, apply online, and drive it for 24 months on one monthly amount. No bank lends you money for the car. Flexi Drive is not a credit provider and does not make credit decisions.
Subscription or bank finance
| Compared | Bank vehicle finance | Flexi Drive subscription |
|---|---|---|
| What it is | A loan for the car | A subscription to drive the car |
| Contract | Several years | 24 months, fixed |
| Insurance, warranty, tracking and roadside assistance | Arranged and paid for separately | In the monthly amount |
| Getting the car | After the bank approves the loan | The same day, once your documents are approved and your contract is signed |
What we hold ourselves to
One monthly amount, stated upfront
Your monthly amount includes comprehensive insurance, a mechanical and electrical warranty, tracking, 24-hour roadside assistance and a loan vehicle during a claim. What it does not cover is stated too: fuel, tyres, traffic fines, servicing and the insurance excess.
On the road the same day
Initial approval can be given within minutes. Once all your documents are in, validation can take up to 2 hours, and once your contract is signed you can drive away the same day.
24 months, fixed
Your contract runs for 24 months. If you need to end it early, the early-exit fee is worked out on the months remaining in your contract.
Questions?
The FAQ answers the common ones, and How it works goes through it step by step. Or speak to us on 087 898 3531.